If all documents are provided that are needed we are able to give you an answer in 24 hours.
The information may vary but minimum requirements are 100 Points of ID, Income verification, savings statements showing your deposit savings and a credit report must be done.
In general you will need to demonstrate that you have saved 5% of the purchase price. At Dreamstreet Lending we offer Gap Finance that can assist you to purchase a home with no deposit.
This varies from state to state however you can obtain this information from the State Revenue Office website.
It can make things harder but it is not impossible.
Refinance and Investor Loans
Our Mortgage Professionals will sit with you to ascertain your current position and will provide you with the best option for you.
You will need at least a 10% deposit OR equity in your home.
Our Mortgage Professionals will attend your home for the appointment making it as easy and seamless for you.
General Dreamstreet Lending information
We are one of Australia’s leading financial institutions, we assess, approve and manage your loan from start to finish.
We are not like the banks, if you need anything you call us on 1300 230 240 and you always get to speak to a real person. We are fast and flexible and we will be able to assist you in almost any situation.
We operate nationally, please call us on 1300 230 240 to book an appointment.
We offer a variety of home loans that vary depending on your individual situation. Currently the highest interest rate on a new home loan or refinance is 9.85% per annum. The majority of our client are offered interest rate much lower than this, however if you have experienced credit issues such as bankruptcy this can affect the rate that is offered to you.
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